My home was foreclosed and sold, if the sale of my home was more than I owed am I entitled to the difference or the profit?
Brian's answer
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Answered on December 15, 2017
Lauren's advice is sound.
What often happens, though, is that the lender takes back the house having "sold" it for the total amount owed.
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Tax appearance for Chapter 13 bankruptcy?
Brian's answer
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Answered on December 15, 2017
If you have made your last Plan payment to the Trustee, I don't understand what significance there would be in a 2017 tax return which isn't due...
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I am I am about to file Chapter 7 need some advice?
Brian's answer
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Answered on December 15, 2017
As long as they have their lien on the vehicle, you will not get the pink slip and they have the right to repossess it. If you file BK, you will...
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I Quit Claimed my house to my ex in Sept 2015 and Filed for BK7 in Feb 2017. My ex is not on the mortgage loan.
Brian's answer
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Answered on December 14, 2017
If you quitclaimed your interest in the house back in 2015, especially since it was awarded to her in the divorce, why would your Ch7 Trustee be...
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Filed chapter 7 bankruptcy and include a ford truck that I financed which got stolen insurance did not pay bank.
Brian's answer
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Answered on December 13, 2017
Yes, the bank is still entitled to the truck because they still have that lien.
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Can my wages be garnished once a company has made consumer report statement on my credit report as “profit and loss write-off”?
Brian's answer
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Answered on December 13, 2017
First, I will change this from Ch13 to Ch7.
Second, shall we assume that you signed a Reaffirmation Agreement in your Ch7 which put you back on...
Can a 401(k) be shielded against lawsuits, creditors judgment(s) and/or others ?
Brian's answer
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Answered on December 13, 2017
ERISA qualified retirement plans, like 401(k)s, are exempt from creditor judgments under both Federal and California laws.
Archived
Can I file a car lease in my chapter 13 plan
Brian's answer
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Answered on December 13, 2017
Since, as already stated, you cannot change the terms of your lease if you're going to assume it ... it wouldn't make a lot of sense to pay your...
Archived
Claiming bankruptcy during a divorce?
Brian's answer
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Answered on December 13, 2017
A bankruptcy will not affect an ongoing order for support at all.
It is certainly possible to claim bankruptcy ... If you did, you would be...
Archived
I only have 10 months left on my chapter 13 can I pay it off?
Brian's answer
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Answered on December 12, 2017
Probably - yes ... asking the court (and the trustee) for permission to sell your house opens doors which could lead to you paying more into your...
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