It is unclear to me how the 35k you missed during COVID turned into 100k ... you mention a prior loan modification which, apparently, did not...

If hanging on to the car is important enough to you, you may want to consider converting your case to Chapter 13 where you will pay your unsecured...

As a general rule - the sooner the better ... unless waiting will (a) get you an additional exemption for what is now non-exempt property or (b)...

Another option is to file bankruptcy and retrieve the (preference) payments garnished in the previous 90 days. Obviously you will need to consult...

For a long-term marriage (more than 10 yrs) the date of separation at this point is somewhat irrelevant with respect to support obligations and the...

A Moore/Marsden calculation would be for the purpose of evaluating the other spouse's interest in the property. What possible effect would this...

There's no harm in disclosing it. If it's not part of your bankruptcy estate, your Trustee will have no interest in it. If it is, it will be used...

The short answer to your question is - no, your home cannot be sold by a creditor or a bankruptcy trustee if you file for bankruptcy in San Diego...

'fraid so ... FL-800 is a Joint Petition for Summary Dissolution - both parties must sign it since, presumably, both want the divorce.

Bringing your mortgage current shouldn't be a problem - especially if you wait 3 months to file the BK.