What law exempts your income fax from bankruptcy?

If you wait until after you receive your refund to file your BK, your problem pretty much goes away ... especially if you spend most of it.

Can we sell this home? How can we show our mortgage when it isn't on credit report if we want buy a home with a mortgage?

First, this is really more of a credit repair question than a bankruptcy question; but I'm not sure what you're really asking. Yes, you have been...

Can i cancel a lease contract before my move in date?

Technically, no - not unless the lease says you can. But you are free to negotiate with the lessor to let you out of the remainder of the lease.

Texas resident. 25 year old son won't move out.?

What is your question? and why is this categorized as a Chapter 13 bankruptcy?

Will I have to pay loan after discharge.

Yes, whatever liens the lenders have on the house will remain. They can foreclose if you do not pay what is owed.

A check from the trustee to one of my creditors was returned due to a changed address. What happens to that the money?

Of course not ... it gets redistributed to the rest of your unsecured creditors.

Anything i can do to get garnishment stopped now that i have filed?

Is there some reason you did not hand the Order you received in the mail to your employer? and if not, what was their reason for not acting on...

How much do I owe for a depreciated property ?

The agreement was poorly drafted because, technically, one half of the home's value on 8/5/2010 was 230k. Since the court would have to decipher...

I got a new bankruptcy attorney and emails from the creditors lawyers ! What can I do ?

It sounds like your mortgage lender will not cooperate with an Adequate Protection to give you some time to bring the post=petition ongoing...

Umm ... how many times are you going to ask this question?