Do i have a choice to keep my car & house in chapter 7 bankruptcy?

The short answer is: yes, you can keep your wife's car and your house as long as you are willing to pay for them. Your car is exempt so you will...

How far back can trustee ask for business records in a Chapter 7 personal filing?

The Trustee will not normally go back more than two years because two years is a practical limit for purposes of fraudulent transfers. But you are...

What part of bankruptcy specifically states what debts were discharged? I seriously don't have funds to pay hold-harmless debt

Here's the problem. You have been discharged of all dischargeable debts that you owed on the date your BK was filed whether they were listed or...

What is considered to be "disposable Income" as defined in a bankruptcy document.

I would simply add that if, perchance, your average gross monthly income over the 6 months prior to filing is less than the median income in CA for...

Can I redeem a car to its value even if i am late on payments? If so do I have to back pay the late fees?

As already mentioned ... yes, you can redeem even if you're late. But if you're 4 months late, I would suggest getting that Ch7 filed a.s.a.p.

Chapter 7 bankruptcy How much do attorneys typically charge for a car redemption on top of the usual 1500?

If your attorney charged $1,500 for your Ch7, including the filing fee, he/she would likely charge something to prepare, file, and obtain an order...

What does it mean when you receive an order rescinding income withholding payment on arrears?

Who was taking it? the Ch13 Trustee or the State? It probably means that the arrears have finally been paid but the ongoing obligation will...

Chapter 7 and Unlawful Detainer for possession

Per 11 USC 362, the automatic stay is applicable to all entities on the planet ... whether listed or not.

I'm not familiar with "down payment assistance programs" (now there's an oxymoron for you) so I can't say for sure ... but another possibility is...

Is it the responsibility of my bankruptcy lawyer to file a motion to stay after filing 2 incomplete bankruptcy's prior to final

You say you went to a court hearing on a "motion to stay". Do you mean a motion (filed by the lender) for relief from the automatic stay? or a...