Archived
Soon to marry, do I need to file chapter 7,13 b-fore marriage,so that it doesnt effect her credit? If I file is she obligated to
Brian's answer
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Answered on January 11, 2013
It would be better to file your BK before you are married because If you're married, her income must be included in the analysis of whether you...
Archived
Chapter 7 bankruptcy. I obtained an order to Avoid a Judgment Lien which was recorded against my home. What do I do with it now
Brian's answer
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Answered on January 11, 2013
Record it at the Office of the County Recorder.
Archived
My house is under-water. The house is solely in my name. Does my wife have to file a joint BK with me to discharge the debt?
Brian's answer
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Answered on January 11, 2013
She won't be liable for the mortgage if she never was.
Archived
I have 2 mortgages on my house and they exceed the value of the FMV. Will surrendering the house in a CH13 avoid liability?
Brian's answer
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Answered on January 11, 2013
Yes. But might you be interested in keeping the house if the 2nd lien could be removed and you only had to pay on the 1st? This can be done in the...
In CA, will my Chapter7 bankruptcy discharge my car registration fees? Is there a waiting pd that will make them dischargeable?
Brian's answer
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Answered on January 11, 2013
Registration fees are just fees (not fines or penalties) that you pay in advance to have a registered vehicle. If you don't pay them, your vehicle...
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I took a student loan from Sally Mae 10 years ago $40000 I been paying till recently. I still own them 24000. Lost my job.
Brian's answer
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Answered on January 10, 2013
Yes ... it's true. See answers to your other question.
Archived
I took a student loan from Sally Mae, I was making my payments till recently, lost my job. Can I get rid of with bankruptcy?
Brian's answer
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Answered on January 10, 2013
Student loans are simply not dischargeable in bankruptcy except for the very rare instance where you can find an attorney to file and pursue a...
My friend is unable to collect a $5,000+ credit card debt from his stepson who refuses to answer his phone calls.
Brian's answer
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Answered on January 10, 2013
You have posted this question in the Bankruptcy section ... so does your friend have other debt as well. BK is not worth it for $5,000 only;...
Archived
Am I responsible for my husband's company credit cards upon his death?
Brian's answer
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Answered on January 10, 2013
You are not responsible, but his probate estate may be. Even if his business is a corporation, it sounds like he is personally liable unless he...
Archived
Is it advised or required that the bank or institution stop assessing late fees or anykind of fees in a chapter 13 case
Brian's answer
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Answered on January 10, 2013
Just in case you're an HOA, this applies to you as well unless your pre-petition debt was already reduced to a lien.
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