Can I have one debt BUT 2 different collectors?

Respond, if you wish, to the sender of the last notice you received. Any deal you work out will be the only one you need to worry about. If you...

You are not permitted to alter the secured lenders rights so substantively as denying them their right to be paid by a certain date. Since that...

Credit card trail coming soon--need some help

The lawyer has been designated as the person who will accept service upon the witness ... you just have to serve the lawyer. Hand the Notice to...

Residential tenant bankruptcy question

1). Yes. 2). No. The original filing was void and needs to be refiled. 3). Theoretically, no ... but it might be a good idea to do so.

Your bank statements are generally not relevant to the means test unless you are self-employed and the Trustee wants to verify the income on your...

House was surrendered in ch 13 two yrs ago - still in active ch 13 for 3 more yrs - changed mind - anyway to keep house now?

If AL is like NC, then I agree with Mr Caldwell ... you should probably dismiss this case and start another (don't forget to file a motion to...

I have a small stake in a family business which is an S Corp. I am facing personal bankruptcy.

No - he will not. He can only liquidate your share; and your shares may have minimal fair market value or may be exemptable.

We surrendered our home two years ago in Ch13 - anyway to reverse that and start making pmts again?

Are you still in your Ch13? If so, it may be possible to amend your Plan to include those arrears; but your Plan payment would necessarily increase.

Auto exemption when filing chapter 7 in CA.

I agree with my colleagues ... with the one added fact that as of Jan 1, the $4,800 exemption under 703.140(b)(2) can now be applied to more than...

How long after discharge can I get everything cleared of my credit report? I am planning to buy a car after discharge

Credit reports are generally updated once a month. Your report may show that a BK has been filed; but it won't show that the debts were discharged...