Archived
I got a letter saying i owe $1900 in tax on my old house in Washington State. I had a bankruptcy, discharged last year.
Brian's answer
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Answered on February 16, 2013
Property taxes which were last payable without penalty within a year of filing your BK are not discharged. Tax collector could, theoretically, sue...
Archived
Seeking advice maybe be filing for bankruptcy 7 or 13
Brian's answer
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Answered on February 15, 2013
With gross income exceeding $7,000/mo and no mortgage or car payments, it is unlikely that you would qualify for Chapter 7 (unless you have...
Archived
Edd question
Brian's answer
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Answered on February 15, 2013
The answer depends on whether the overpayment was categorized as fraud or non-fraud. If non-fraud, the overpayment may reduce the amount of future...
What are the rules for keeping a large sum of cash in a Chapter 13 bankruptcy filing?
Brian's answer
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Answered on February 15, 2013
When you file Ch13, you get to keep all of your assets; but you will be expected to pay your unsecured creditors over 3-5 yrs the amount of your...
Archived
Can someone list legal costs as part of settlement negotiations if I listed her as a potential creditor in my Chap 7 bankruptcy
Brian's answer
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Answered on February 14, 2013
Here's my question: why is the BK still open? or is it the Adversary Proceeding that's still open?
If you filed last May and the Trustee filed his...
Archived
Approved loan mod by mortgage servicer, terms not good enough, want to send an official counter offer.
Brian's answer
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Answered on February 14, 2013
When you submit a counter-offer, you are rejecting the offer. At that point you are no longer in bona-fide loan mod negotiations. If simply...
Archived
I declared bankruptcy and the bank has not picked up my car. What should I do with it?
Brian's answer
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Answered on February 14, 2013
They don't want the car. But you can still be liable for any damages it causes. Have your friend call a local junkyard to come and take it away. ...
Archived
How do I find out if there is a form for filing a hardship discharge available on line?
Brian's answer
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Answered on February 14, 2013
I doubt there is a Form for this. You'll need to have someone prepare the Motion on pleading paper, attach a Declaration signed under penalty of...
My spouse has a shopping addiction problem. What steps can I take to help secure our financial future?
Brian's answer
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Answered on February 14, 2013
You mention not paying property taxes. If she was responsible for paying the property, then you must have pretty much turned over all the finances...
Archived
What proof is required to get a hardship discharge from a Chapter 13 bankruptcy?
Brian's answer
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Answered on February 14, 2013
The court will grant your request for a hardship discharge only if three conditions are met:
(1) You failed to complete your plan payments due to...
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