Archived
I have 2 mortgages and am in chapter 13 bankruptcy . The 2nd was charged off , without any notice ? ? How can they do this ?
Brian's answer
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Answered on February 22, 2013
We also need to know whether the house is worth more or less than the 1st ... and who holds the 2nd - it may have been forgiven, not just charged off.
Archived
California bankruptcy 704 exemption question. Proper statute to protect $ in bank from combination of Soc Sec and VA Disability
Brian's answer
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Answered on February 21, 2013
I agree with Ms Espada except that the Social Security benefits are exemptable up to $2,875.
Archived
California State Board of Equalization sent me a letter wanting taxes from 5 years ago?
Brian's answer
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Answered on February 21, 2013
Try calling the real St Bd of Eq. (949) 440-3473
Archived
How does a first lien holder exercise their rights when a junior lien holder forecloses ?
Brian's answer
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Answered on February 21, 2013
The 2nd lienholder takes title subject to the first lienholder's lien. You still have your lien in first position. The new owner has to keep up...
Archived
Can my closed chapter 7 bankruptcy be reopened because of an improper filing by my ex-spouse? Will the mortgagor have recourse?
Brian's answer
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Answered on February 20, 2013
No - you have already been discharged ... her BK has no effect on that fact.
Although I don't understand your statement that you did not include...
Archived
I need to know the rule proves that debt post-bankruptcy filing is still valid & the one that proves debt not listed is valid.
Brian's answer
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Answered on February 20, 2013
First - it's common knowledge that debts incurred after filing BK are not discharged (unless a Ch13 was converted to a Ch7 subsequent to incurring...
I make $140000 a year in income and I am filing chapter 13 ,how much will I pay back to my debtors .
Brian's answer
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Answered on February 20, 2013
I'm sorry; but you've left out at least 2 dozen items of information which any attorney will need to calculate what your estimated Plan payment...
Archived
Is this enough vacationing information or can I ask her for more detail information?
Brian's answer
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Answered on February 19, 2013
It's a free country. Of course you have a right to ask where they'll be staying. I'm not sure the court order requires her to tell you ... unless...
Archived
Does it make sense for me to negotiate a settlement for a second mortgage loan?
Brian's answer
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Answered on February 19, 2013
You would be in a better position, of course, if the 2nd were totally unsecured. And keep in mind: the 2nd doesn't have to sell the house if they...
Archived
How can i file an answer to a motion to secured creditor who is asking to reopen my bk 7 that had been discharged 18 months ago?
Brian's answer
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Answered on February 19, 2013
Who prepared the reaffirmation agreement?
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