What is the rule for when a Motion for Reconsideration must be filed in AZ BK?

You'll probably need an AZ BK atty to answer this with specificity; but you might start with Local Rule 9013-1 for the Arizona BK Court.

Dry cleaning business foreclosed on because of a problem in Ch 11 bankruptcy. Since the customers want their clothes back...

The customers ... whom do you WANT to own the clothes?

If foreclosure or short sale of my home are part of my approved Chapter 13 plan does the bank have to forgive the debt?

A mortgage release would forgive the debt; but you should continue to maintain liability insurance until it is no longer yours.

W/ regard to credit card (cc) charges made after a cardholder’s (CH) death, is the estate OR the Authorized User (AU) liable?

My first impression is that even though the authorization terminated upon CHs death, AU would still be responsible for the debts he/she incurred. ...

Debt settlement

Your score won't go up much if you have other companies continuing to report negatively. Save your money and do as mu colleague has suggested.

Im being sue by american express for a credit card I couldnt continue to pay.Wat can I do the total amount owe is 3092.00

If that is your only debt ... it is not enough to be considering bankruptcy. Contact AmEx and try to work out a payment plan. Hiring a lawyer...

I filed for a Chapter 7 with little debt but had a rental property that was placed on me when by wife received a Chapter 7 .

The issue is not when you surrendered the rental property but whether you have received a discharge. If YOUR Ch7 was converted to Ch13, then you...

A different party is asking for lift of mortgage stay order in chapter 13 & trying to enforce ORIGINAL OLD MORTGAGE NOTE debt

You certainly have no personal liability to any mortgage lender ... real or otherwise. But the secured "claim" against property of the estate is...

My wife an i are thinking about filing for bankruptcy with 100,000 secured by my mother and 40,000 taxes plus 180,000 unsecured.

With regard to the $100,000 secured by your mother ... what is the fair market value of your mother? If you file jointly, confirm your Plan, and...

Yes ... assuming they actually refund the (temporary) overage.