Archived
I pulled out a Home Equity Loan line of credit out of my property. Can I include this HELOC in my bankruptcy even though the pro
Brian's answer
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Answered on April 04, 2013
Not only can you ... you must. Unfortunately, they will still have a lien on your home and will foreclose if you do not pay.
Archived
How can we protect our home purchase?
Brian's answer
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Answered on April 04, 2013
Unlike the other two respondents, I did not see anywhere in your question a desire to get out of paying support. If you purchase a home, it will...
Archived
I was served a summons for a student loan I defaulted on. Do I need a lawyer to help me deal with this?
Brian's answer
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Answered on April 04, 2013
Maybe ... maybe not.
If you agree that you owe the amount of money in the Complaint, then they will eventually get a Judgment against you for that...
Archived
When should I file for bankruptcy if still current on all bills but know I will fall behind once new principal payments start?
Brian's answer
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Answered on April 03, 2013
Generally, the sooner the better applies to filing bankruptcy. But there are other considerations in your case such that waiting a while might be...
In chapter 7 bankruptcy will a creditor get discharged if a wrong address was listed?
Brian's answer
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Answered on April 03, 2013
Assuming your case is a no-asset case and the un-noticed creditors wouldn't have a basis to file an Adversary Proceeding to object to your...
In my Reply/Objection to Notice of Opposition to Claim of Exemption, do I need to include a Declaration?
Brian's answer
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Answered on April 03, 2013
More facts please.
Who is objecting? the Trustee? What are you trying to exempt? Which exemption have you cited?
If you have cited the wrong...
Archived
My bk was just discharged. My car was not supposed to be part of it, but it was. Now they want to repossess it. Can I pay it off
Brian's answer
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Answered on April 03, 2013
Yes - they can, and will, do that. Ford is one of very few creditors who will actually repo a vehicle after BK even if the payments are current. ...
Will I receive monies I've paid into chapter 13 after converting to a chapter 7
Brian's answer
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Answered on April 03, 2013
The Ch13 Trustee will continue to disburse available funds to the allowed claims until the Order converting the case is entered. You will receive...
Archived
I won judgment in small claims. Debtor filed bankruptcy. Should I show up as one of the creditors?
Brian's answer
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Answered on April 02, 2013
If Debtor filed Ch7 BK, there is not much point attending the meeting of creditors unless Debtor has non-exempt assets in which you might be able...
Archived
Bankruptcy in me and my spouses name. House financed in my name only.
Brian's answer
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Answered on April 02, 2013
That will depend primarily on whether the house is in joint tenancy with right of survivorship or, if not, what your will or living trust says. If...
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