Questions answered by Brian Crozier Whitaker

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Can bankruptcy proceedings be stopped once the process has began?

Brian's answer | Answered on April 13, 2013

If you have sufficient retirement money to pay the claims of your creditors, then even if it turns out that there are non-exempt assets, you will...

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Why would a debt collector block out an account number from a billing statement?

Brian's answer | Answered on April 12, 2013

People, particularly parties to lawsuits, can get into serious trouble for disclosing confidential information. It is common to redact such...

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I have a rental property in Texas. Perspective tenant has a Chapter 13 Bankruptcy due to medical bills. What should I do?

Brian's answer | Answered on April 12, 2013

A rental agreement entered into after the BK was filed is not affected by the BK ... they will be obligated to pay whatever the rental amount is. ...

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I filed bankruptcy without a lawyer. It turns out I filled my petition out incorrectly. Do I need to fix it?

Brian's answer | Answered on April 12, 2013

I assume you haven't been to your Meeting of Creditors yet. Your Trustee will instruct you to correct the Schedules. You will need to file an...

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Ch13 plan in NYS. 1% payoff, 5 years. Filed 2010. current on plan. Now we are getting money from wells fargo class action.

Brian's answer | Answered on April 12, 2013

One of the rules when you file a Ch13 is that your unsecured creditors must receive as much as they would have had you filed a Ch7. In a Ch7,...

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Can I sue my lender for not helping with modification refi

Brian's answer | Answered on April 11, 2013

You'll probably need to file a Ch13 Bankruptcy if you are unable to postpone the sale ... that will stop the foreclosure sale.

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Should we file for bankruptcy?We are senior citizens,

Brian's answer | Answered on April 11, 2013

I would think you should be able to find an attorney in Sonoma County that'll do your BK for well under $1,000. Otherwise, as Ms Bunce stated, if...

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After chapter 7 was granted, what tax consequences do I face if I sell my condo that was part of the bankruptcy?

Brian's answer | Answered on April 11, 2013

This question has already been answered.

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After chapter 7 was granted, what tax consequences do I face if I sell my condo that was part of the bankruptcy?

Brian's answer | Answered on April 11, 2013

You are protected by your Ch7 from any tax obligation due to cancelled debt or any obligation to the lenders ... if that's your question. Whether...

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I have fallen behind on both my Chapter 13 payments and my mortgage. Which one should I focus on getting caught up with?

Brian's answer | Answered on April 09, 2013

Pay the squeaky wheel. If your case is dismissed, the mortgage company can proceed to foreclose. If your case is still alive, the mortgage...

Brian Crozier Whitaker's Answers (2542)

Can bankruptcy proceedings be stopped once the process has began?

Why would a debt collector block out an account number from a billing statement?

I have a rental property in Texas. Perspective tenant has a Chapter 13 Bankruptcy due to medical bills. What should I do?

I filed bankruptcy without a lawyer. It turns out I filled my petition out incorrectly. Do I need to fix it?

Ch13 plan in NYS. 1% payoff, 5 years. Filed 2010. current on plan. Now we are getting money from wells fargo class action.

Can I sue my lender for not helping with modification refi

Should we file for bankruptcy?We are senior citizens,

After chapter 7 was granted, what tax consequences do I face if I sell my condo that was part of the bankruptcy?

After chapter 7 was granted, what tax consequences do I face if I sell my condo that was part of the bankruptcy?

I have fallen behind on both my Chapter 13 payments and my mortgage. Which one should I focus on getting caught up with?