I went though a chapter 7 BK that was discharged in August 2012. My car wasnt part of it I wanted to keep the car....

Actually, the car WAS part of it. You have been discharged of that debt and they are not permitted to contact you to collect ... but they still...

NOTICE OF STAY due to bankruptcy in unlawful detainer - do I need to answer or file Notice of Stay?

Mr Daymude is correct. A first paper fee is not required; and assuming the landlord was scheduled and received notice of your BK, you do not need...

What can I do to handle this situation? I don't want to lose my things. Should I apply for bankruptcy or don't bother w/ them?

With only $3,000 in dischargeable debt, you are not a candidate for bankruptcy ... it would cost nearly half that to have an attorney take care of...

Chapter 7 tax question. If taxes are dischargeable, do I need to do anything Special in the petition to make that happen?

No - not really. If you list them on Schedule E, you should enter zero as the amount entitled to priority. But if you don't, no harm done. If...

Unfortunately, I must respectfully disagree with a couple of my colleagues. While it is true that a lien recorded within 90 days of filing may be...

What is a mortgage charge off?

It sounds like your house is worth so much less than what you owed that when you received your personal discharge of that debt, they wrote off the...

In chapter 13; if we would sell our house before our bankruptcy is finished, what happens to the monies we might get for it?

You will need your Trustee's approval to sell the house and he will probably insist that you pay off your BK. There could be other problems,...

I have a wage garnishment at the sheriff against someone who is going to file bankruptcy are there exceptions?

Ms Cannella is correct. I would only add that your garnishment will have to stop if she files ... but can resume when the stay is lifted if you...

Sold my house in CA w/ enough equity to buy a home in GA for cash (76k). Sole provider for 2. Can I file ch.7 in in CA

Another option which hasn't been mentioned is to move to GA and file BK in CA within the first 3 months. Assuming you lived in CA 2 yrs ago (the...

Notice of Sale - Chapter 7

You're OK. Don't confuse the BK Trustee's duty to notice his intent to sell with a Notice of (mortgagee's) Trustee's Sale which is a foreclosure.