Does the trustee in a chapter 13 bankruptcy represent the creditors?

Not exactly ... but he does look out for their best interests.

I am married, my house is in foreclosure process and I am overwhelmed by debt. What can be taken from me if I file bankruptcy?

You need to realize that if you file BK when you are married, ALL community assets must be disclosed AND your husband's income is included in the...

I went on the National Data to check status on my BK case. It says "about to complete-2 mos". What does that mean?

First, the good news: if your Plan was a 100% Plan or if your Applicable Commitment Period was 3 yrs, then your Plan is completing early. But if...

I've made 4 years of payments under Chap13. Now I'd like to bypass the trustee & discuss settlement with my creditors. May I?

You cannot get in trouble (legally) but any further advice is definitely going to be based on what percentage Plan you are in.

Borrow from 401K in active Ch13 plan

In my opinion, taking out a 401(k) "loan" is more like transferring money from a savings account to a checking account ... borrowing from yourself...

My credit report say Payment after charge off/collection Settled - less than full balance i am a victim of identity theft

I agree with Mr Daymude ... but you might want to consider whether showing that the debt is paid may not actually be a positive entry.

Chapter 7 just got discharged. When do I give my car back to the lender?

The automatic stay has been lifted ... so the lender can come for the car any time.

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After discharge, our bank asks for shortsale before foreclosure. Is this legal?

While your personal responsibility to pay the mortgage has been discharged, they still have a lien on the property and are willing to release that...

Does a creditor who gets a decision described below still have to determine the dischargeability of the underlying debt or not?

If the motion to reopen is denied, it does NOT mean that the debt is not discharged. In fact, since, under Beezley the debt was discharged (unless...

What elements need be present in order for a bankruptcy trustee in California to void 7 years of transfers ?

BK Trustees can look back two years for any "fraudulent transfers" for which the debtor did not receive reasonably equivalent value. I've seen...