I'm in a bk 13, does the principal paid go toward the home,e.g. home cost $87k, principal paid is 30k, is bal. 40k?

Your question is unanswerable in its present form. If a principal is 87k and 30k of principal is applied to it, then the remaining principal...

Can interest rate on 13 be lowered? Can I sell the property on 13 before completing the plan?

Yes. Yes.

Do I have to include my back taxes owed in my chapter 13 bankruptcy?

You have to include any "priority" taxes owed on tax returns filed in the past three years (generally speaking). So, for sure, '12 '11 & '10 taxes...

Planning to file Chapter 7 and just learned I need surgery on my shoulder. How will this time off effect my income calculations?

First of all, income is income ... whether it's sick leave, vacation pay, regular time or overtime. If you've had so much overtime recently that...

You cannot both use 704 exemptions if you're filing separately. If you're filing jointly, the exemption is shared (not "split").

Want to take fired lawyer to small claims, will it interfere with pending bk13 case

It's unclear to me what you're asking or what acct was closed or what the arrears have to do with firing a lawyer. But, if the lawyer you fired is...

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Filing BK 7. Only secured debt Honda Civic 2009 (car). On time in payment. Want to keep it. Pls. advise action to take.

Check that the property will be retained and that you intend to reaffirm the debt. If they send you a ReAff, you can sign it if you wish; but,...

When filling for a chapter thirteen and your attorney asks you for an affidavit of support for 1400 monthly....is this standard?

Yes ... it is quite common when the source of your income (that you will need to make your Plan payments) is not otherwise well-documented.

I just received an order setting status conference and it noted the judge retired or changed divisions is this why I got this

In answer to your question ... yes, it is possible that the new judge has set a status conference for no apparent reason. What is his name?

My debt was bought. New debtor says to write out check to original creditor. Is this correct?

You're not going to receive a check for $1,000. Write the check for $2,000 and claim "setoff".