How long do bad debts discharged in BK stay on credit reports?

10 yrs. Yes.

Does having fewer creditors make it easier to bounce back from bankruptcy?

If, by "bounce back", you mean re-generate a decent credit score ... then, yes - starting out with 840 means even after the BK it will be higher...

Do I need a Bankruptcy attorney?

1. If you can show that the damages inflicted on your property were willful and malicious, then you will need an attorney to file an Adversary...

Forgot to sign a couple of docs!

They will probably give you 14 days to refile the documents properly signed.

Objection/ modification of confirmed chapter 13 plan upon application of former secured creditor.

It is too late to object to a Ch13 Plan after it's already been confirmed.

BK

Yes, they can ... but there's no reason for you to let the property go to waste in the meantime.

In California, are both spouses liable for the IRS debt of either spouse if the file separately. I want to file bankruptcy.

If she filed separately, the IRS will not deem you responsible for her tax debt.

Selected as the best answer

Chapter 13 for Seniors

The reason you are being given conflicting advice by 2 BK attorneys is because your question is not a BK question ... it should be directed to an...

What happens at an Automatic Stay hearing?

Are you saying that when you learned that the loan had been transferred you stopped making your regular mortgage payments. Hopefully, you've been...

Question about BK?

Yes - if the loan was secured by the business.