Regards tax debt resolution: ( IRS and CA FTB )- what factors affect choosing between a tax attorney and an Enrolled Agent ?

If the IRS prepared SFRs (Substitutes For Returns) for you, then those taxes will not be dischargeable in a BK; and I don't know what you mean by...

Chapter 13 through a divorce

If the Ch13 is dismissed after your divorce, you will still owe all of the remaining unsecured debt that has not been paid plus interest. Only...

Voluntary Chapter 7 Bk - Can (not filed on) car creditor force me to agree to an added Balloon payment, after Reaffirmation?

You may think you didn't "file on" the car creditor ... but you did. Depending on who the creditor is, you can probably just keep up the regular...

Do I need Legal citizenship statues in order to file bankruptcy in US ?

No.

Filed chapter 13 it was dismissed but I continued paying the mortgage can I do a loan modification on the house

Yes ... contact the lender.

I am a creditor in a bankruptcy case do I need a lawyer

You probably won't need a lawyer because you won't be receiving anything from the Trustee unless there are non-exempt assets of the debtor for him...

Chapter 7 venue question: I just moved to a different county with a different bankruptcy court. Is it OK to file in the old cnty

You can file in Riverside County right up until your 91st day in the new County. They won't freak out ... the Trustee will simply ask you why you...

BANKRUPTCY

If your case was dismissed 7 days after it was filed, your appearance at the hearing not likely have changed anything. How many cases have you...

How to get my bank levy money back. I'm in California. Also it's with a co signer and she also filed bk 1 month after I did.

You could try writing a letter to the creditor who eventually received the funds demanding that they be returned to you as a voidable preference. ...

I agree with my colleague. Don't forget to complete your "2nd course" and file your Certificate of Debtor Education. It appears that you are...