Archived
In chapter 7, can someone explain the meeting of creditors? Will I have to appear? What it is all about?
Brian's answer
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Answered on September 28, 2013
Yes, you must appear. All your creditors are invited, but nobody shows up. It's not in front of a judge. Your Trustee will ask you a few simple...
Archived
When you file chapter 13 bankruptcy can you be made to pay more than amount agreed on in the 60 month term?
Brian's answer
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Answered on September 27, 2013
If the car was valued properly on Schedule B when the case was filed (ie., not substantially less than it's current market value), then it has...
Archived
How will debt consoladation affect me If I have one large Credit debt outstanding on my credit? Should I go that route???
Brian's answer
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Answered on September 27, 2013
Technically, consolidation is the process of combing all your debts into one obligation which you then pay with one monthly check. There are...
Archived
I was contacted by Attourney tis morning reguarding debt collection saying I needed to come up with $10,000 by monday .
Brian's answer
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Answered on September 27, 2013
If you don't file Chapter 7 bankruptcy to discharge that debt along with all your other dischargeable debt, then you will eventually have to pay it...
Archived
When filing chapter 13 , when having an attorney ordered fair market home value appraisal , I had 2.
Brian's answer
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Answered on September 27, 2013
The lower.
Archived
Can the bank take money, that was given to us, due to an open line of credit that was "settled" with his bankruptcy?
Brian's answer
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Answered on September 26, 2013
We're going to need more information here.
Whatever was owed on this line of credit at the end of 2008 was certainly discharged. What is unclear...
Archived
Does the Automatic Stay continue after the final decree and discharge protecting the debtors estate property in a Chapter 7 BK?
Brian's answer
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Answered on September 26, 2013
No ... once the case is closed there is no longer property of the estate and the automatic stay no longer exists. Liens survive the BK (unless...
Archived
Student loan, should I pay some back now or wait since I don't have anywhere near a significant portion?
Brian's answer
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Answered on September 26, 2013
Once you've followed my colleague's advice and determined whether interest is accruing, the answer to your question is pretty standard:
can you...
Archived
I field chapter 13 on 01/01/2012...
Brian's answer
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Answered on September 26, 2013
As you can see by the responses of my colleagues, it may be wise for you to just keep up the regular payments until your Plan completes normally...
Archived
What California court form do I need to complete in order to prove that a prior credit card debt was paid in full?
Brian's answer
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Answered on September 26, 2013
It is unlikely that the case is still open ... closing the case is not the issue ... it was already closed when the judgment was issued.
Your...
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