Archived
We have a chapter13, and got behind on house payment, copan told us that they will not accept payment till our lawyer say they
Brian's answer
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Answered on October 06, 2013
The first thing, I suppose, would be to have your lawyer consent (in writing) to them talking to you about your mortgage ... this is usually a...
Archived
My question is I'm behind like 6 months and plan non bringing my account current. Would it stop the foreclosure?
Brian's answer
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Answered on October 05, 2013
If you are truly in foreclosure, a Notice of Default has been filed and recorded which tells you exactly how much it will take to cure the default....
Archived
In a chap. 7 bankruptcy can the wildcard exemption be used on non personal property, such as cash payments to a bail bondsman?
Brian's answer
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Answered on October 05, 2013
One of us is confused, here. Exemptions are applied to assets to allow you to keep them. Cash already paid to a bail bondsman, while it WAS...
Archived
Discharging an indemnity lawsuit in Bankruptcy
Brian's answer
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Answered on October 04, 2013
(1) Yes.
(2) 100% if the employer does not file an Adversary Proceeding or files and loses.
Archived
If I am in a chapter 13 bankruptcy and my vehicle which is paid off gets totaled, can I buy another with insurance money?
Brian's answer
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Answered on October 04, 2013
If the proceeds are made out to you alone, then, under your facts, you are free to use them to buy a replacement vehicle ... try not to incur any...
Archived
Discharging an indemnity in BK
Brian's answer
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Answered on October 04, 2013
It is not exempt ... it is subject to being discharged along with all other dischargeable debts. However, if the employer files an Adversary...
Archived
Is it permissible to contact a creditor to make a settlement outside of a chapter 13 bankruptcy?
Brian's answer
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Answered on October 04, 2013
On the other hand ... if you are in a Plan that is paying, say, 70 cents on the dollar to your creditors, and you have access to some funds that...
Archived
Bankruptcy; 1 spouse buys home in CA & titles as separate property, later other spouse files chapter 7, what effect on property?
Brian's answer
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Answered on October 04, 2013
If the deed granting title to H is deemed to constitute clear and convincing evidence of his intention that it be W's separate property, then it...
Archived
Explain Chapter 13. What debt is removed and what then is owed from that point forward? Would debt management remove liens?
Brian's answer
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Answered on October 04, 2013
Yes - involuntary judgment liens can be removed ... so can certain other liens uder certain conditions.
Archived
Bank collecting on their own debt?
Brian's answer
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Answered on October 04, 2013
The statute of limitations only limits their ability to sue you on the debt. It does not affect their right (if they have one pursuant to your...
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