Should I file for bankrupcy ? Or debt consolidation ?? Or do I have better options ??

Hi. You do have options. Many San Diego attorneys like myself offer free consultations. You should talk to an attorney listed here on AVVO before...

If I purchase a 2nd vehicle shortly before filing bankruptcy, can I count both vehicles' expenses on my means test?

Vehicle lease and loan payments are generally deductible on the means test. They must, however, be reasonable in amount and purpose. Like my...

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Is BK discharge title for income tax ?

It seems like you're asking if you will be liable for income tax as "cancellation of indebtedness income" for the amount of debt discharged in your...

Voluntary Chapter 7 Bk - Can (not filed on) car creditor force me to agree to an added Balloon payment, after Reaffirmation?

It's not clear what you mean that you didn't "file on" the car creditor. Perhaps you mean that you don't intend to stop paying and return the...

Car Lease

Of course. You can return the vehicle and discharge any liability on the lease in the bankruptcy. You need to speak to a bankrutpcy lawyer about...

What are the income tax consequences with IRS if I do a Deed in Lieu with lender of my rental property?

One is not generally liable for income tax on a deficiency; rather, you're thinking of income tax as a result of cancellation of debt ("COD"). ...

I live in CA. I filed in 2010. ch 7 bk in 2010 Toyota lease was included, am I liable for minor damages when I turn it in?

I would call your bankruptcy attorney and find out if you assumed the lease. It's very likely you did but if you didn't, you could save yourself...

Its seems bankruptcy is my only option?

It's very likely that a Chapter 7 bankruptcy would help by discharging all of your debts but comparitavely, the amount that you owe is not very...

You should file an amendment or hire an attorney to file an amendment to list each creditor and provide each with notice of the case. If you have...

Do I need a Bankruptcy attorney?

You don't need to attend the 341a meeting and certainly don't need an attorney to handle that. You should, however, speak to an attorney...