You are correct to be leery of such a letter. With that said, Sagicor is a legitimate insurance company that offers life insurance. As the others...

In November, a sudden break in a 1 and 1 half inch water line broke causing my home to tilt and sink into the ground.

Your insurance company will likely continue to deny coverage based on their interpretation of what is "sudden and accidental". Their denial of the...

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As already discussed by the other commentators, intentional acts are generally not covered by a insurance policy. With that said, an auto policy...

My landlord is charging me additional money per month for what he calls "plan A" & liability insurance. Is this legal in CA?

The short answer is yes. Pursuant to a lease, the landlord can require a tenant to pay for certain insurance to shift liability to the tenant for...

If Ur home owners insur.policy is cancelled&their is a mortage,does the bank auto kick in their insur.coverage?

Mr. Chen is absolutely correct. The "forced placed" policy is primarily for the benefit of the bank to protect their equity in the home. The cost...