I am getting a judgement filed on my 2nd mortgage does that mean I will never have credit again.

The judgment will be unenforceable against you since any obligation owed to the judgment creditor will be discharged pursuant to the Chapter 7 filing.

Will I definitely receive my exemption amount for the RV the trustee took to liquidate in chapter 7?

in as much as you exempted the RV under the correct exemption Code Sections and the trustee hasn't otherwise challenged your exemption election,...

Should i go for the real estate career and get lience in CaliforniA with 3 convictions in the pass?

All convictions must be disclosed no matter how long ago they occurred, even if the plea or verdict was set aside, the conviction was dismissed or...

Is it possible to get another modification after being approved in the HAMP program modification

notwithstanding the lender's statements, you should submit a written request for a new loan modification premised on your current financial...

I received a modification, however I cannot repay my credit card debt. Should I include the home in chapter 7 bankruptcy as well

as an added point to my colleagues comment- even though you list all of your debts, you should keep making your home payment if you intend to keep...

Your focus should remain on stripping the lien and treating the claim as unsecured. Whoever gets the pennies on the dollar that your plan proposes...

Patience is, as they say a virtue, and in this case perhaps a necessity to avoid a presumption which may be too difficult to overcome. Timing is...

Civil Credit Card Lawsuit Desperately need HELP

Contact me - I'll assist you. . .

I gave a $300 deposit to a lawyer for a BK case 2 yrs ago. Can he claim fees for "work" done and milk my deposit down to $0?

See California Business & Professions Code §6148

Contrary to my colleagues statement - a HELOC is dischargeable. The issue you are running into is regarding the deed of trust which remains...