I've been paying a loan for about 5 years and just recently I missed a payment then a 2nd. This company charged my account.

First step would be to sit down with an attorney, most of which offer free consultations, and review your original loan agreement with them. You'd...

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Am I liable for the ballance of this loan after auction?

Also, unless you personally receive a discharge of that debt as well, you would be liable for any deficiency balance.

Am I liable for the ballance of this loan after auction?

Normally either until the lender receives an order from the court lifting the stay or the issuance of discharge, dismissal and/or case closure.

How long do I have to wait before property is considered abandoned and I can dispose of it?

Either after the expiration date of the time to object to a notice of abandonment if one is filed by the Trustee or upon closure of the estate/case.

My name is on a house deed that was discharged in bankruptcy. the loan was sold before filing, first mortgage lender on deed

I am not totally clear of your scenerio, but if a lender has a deed of trust recorded against the property, they would normally have the right to...

Received a chapter 7 discharge of mortgage 6 months ago. Bank hasn't foreclosed??? Can my credit be hit again when foreclosed?

Any additional negative reporting in the future on these discharged debts can be considered an indirect way of attempting to collect on the debt,...

Credit during chapter 7 bankruptcy

In most circumstances, a chapter 7 bankruptcy does not prohibit you from incurring new debt.

Can you file chapter 7 after chapter 13 was dismissed more than 180 days? Thanks Evonna

As long as there is no specific bar to refiling in the dismissal order, you can file a chapter 7 immediately after a chapter 13 is dismissed. ...