Archived
My mother owes personal loan to a company, she can no longer make the payment. what could be garnished. she get social security.
Jennifer's answer
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Answered on August 13, 2010
First, per Theodore’s response it looks like wages cannot be garnished in Texas for anything other than child support. This means your mother’s...
Archived
We have a rental Condo & a house. How do we avoid losing both?
Jennifer's answer
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Answered on August 13, 2010
It sounds like you might want to explore the benefits (and drawbacks) of a Chapter 13 Bankruptcy plan. In a Chapter 13 Bankruptcy you get to...
Archived
Do I need to file bankruptsy? or let mortgage company forclose on my house
Jennifer's answer
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Answered on August 13, 2010
It seems that you likely have a few options. First, since you have a job you now have a steady income and could pay into a Chapter 13 Bankruptcy...
Archived
How do I get rid of the student loan in bankruptcy Chapter 7?
Jennifer's answer
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Answered on August 12, 2010
Unfortunately Student Loans are what “non-dischargeable” debt. This means that they cannot be discharged in bankruptcy. There are some extreme...
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Archived
How does filing chapter 7 affect my credit
Jennifer's answer
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Answered on July 27, 2010
Filing for Chapter 7 Bankruptcy can often help your credit over time (within a year or so). I do not know specifics about your situation, but...
I just received a letter from an attorney saying a creditor says i owe them 3000 dollars. Dont they have to name them?
Jennifer's answer
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Answered on July 27, 2010
Under the Fair Debt Collection Practices Act they should have also sent you notice that you have 30 days to dispute the validly of the debt and...
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Archived
Can my wife file bankruptcy separately
without any harm to my credit
Jennifer's answer
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Answered on July 27, 2010
Your wife is able to file bankruptcy separately, even though you are married. To my knowledge, the law is currently unclear as to whether it is...
A "stay" for a garnishment.
Jennifer's answer
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Answered on July 27, 2010
The judge stayed (or put a stay) on your garnishment, which effectively means that the garnishment is stopped until after the hearing. If you get...
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