If you are going to surrender the car, then making payments AFTER you file probably won't help your credit or your application for a new car. You...

Will the bankruptcy trustee be entitled to any portion of my settlement ?

The fact the product was implanted before you filed means the claim you had, whether you knew about it or not when you filed, existed PRE-petition...

If you file a Chapter 13, then yes, you can definitely get your car back. You would file a chapter 13 plan to cure the arrears on the car loan. ...

Debt Relief Agency or Bankruptcy path

When you say "debt agency" it sounds like you are considering some non-bankruptcy option. Debt agencies come in 2 forms; a debt consolidation or...

I received a subpoena on Oct 8th. Where could I find reasonably priced help with drafting a response? It is credit card debt.

You didn't say how large is the c/card debt or if this is the only account that you owe. If you are only dealing with one account, then a...

If you sign the spousal waiver you are only acknowledging you are aware your ex-spouse filed a bankruptcy, and if you should file your own...

First, you do not need to sign papers if those papers make you a debtor in the case. But the attorney may be asking you to sign a waiver so that...

Bankruptcy ?

There could be many reasons why your attorney was recommending Chapter 13. Your income may have been too much to qualify to Chapter 7, or maybe...

If I file for bankruptcy, can they take funds coming from life insurance ?

When you says your husband left you 2 policies, are you saying he passed away and you are holding $45,000 in cash? Assuming you own no real...

How do I remove my judgment liens after a Bankruptcy in 2012

You need to hire new bankruptcy counsel to: a) reopen the case; b) amend your schedules; and c) file motions to avoid the judgment liens.