Archived
Last Christmas (2013), I bought my mother a $2000 necklace. This year I want to file Chapter 7 bankruptcy. Is this ok to do?
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Answered on December 16, 2014
If the necklace was the only significant gift or transfer that you made, and it took place almost a year ago, from a practical standpoint this is...
Archived
Can I make Chp 7 trustee return money paid to creditor?
Raymond's answer
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Answered on December 11, 2014
You should start by contacting the United States Trustee and panel trustee. If the proceeds have not been distributed you should be allowed a late...
Archived
How do i start the bankruptcy process?
Raymond's answer
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Answered on December 09, 2014
There are many attorneys in San Diego including myself that offer a free consultation. The first step is to make an appointment. As preparation...
Archived
My Mother committed tax fraud against me from 1999-2003. I owe the IRS thousands, but have nothing, what can I do?
Raymond's answer
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Answered on November 12, 2014
Your problem might be resolvable through an offer in compromise - Doubt as to Liability (as opposed as to doubt as to collectibility). In the...
Archived
Can I consolidate my debt without filing for bankruptcy and how much would it cost me,
Raymond's answer
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Answered on November 07, 2014
As a bankruptcy attorney for the last 17 years, I have rarely ever seen a debt consolidation plan that was actually completed. This is not...
Archived
Offer in Compromise - I may Accept a job in Australia while my OIC is still being evaluated.
Raymond's answer
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Answered on November 04, 2014
If the IRS has processed your offer in compromise, collection is stayed while the offer is pending. One thing to watch out for is an offer that...
Archived
Whats the best option?
Raymond's answer
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Answered on November 04, 2014
When you file for bankruptcy you must list all of your debts on your bankruptcy schedules. You must also list all of your assets. Listing a...
Archived
Food delivery business has questions about sales and use tax in California.
Raymond's answer
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Answered on November 03, 2014
You are a reseller of the food based on the facts you describe. As a reseller you should not have to pay sales tax on your food purchases, you...
Archived
I am making a new Offer in Compromise..I was rejected before because i would not give up my sons income.
Raymond's answer
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Answered on September 18, 2013
You probably want to memorialize the arrangement with a written rental agreement that specifies a fixed monthly rental payment. The money should...
Archived
Can you file bankruptcy on an income property?
Raymond's answer
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Answered on September 18, 2013
You should rephrase your question. If what you are asking is whether you can discharge personal liability on the equity line of credit on your...
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