I filed chapter 7. My lawyer was supposed to submit a reaffirmation agreement and did not. What can I do?
John's answer
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Answered on March 13, 2022
Reaffirmation on vehicles is currently a very 'grey' area, in terms of actual practice. While the BK Code does 'require' the reaffirmation process,...
Bankruptcy
John's answer
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Answered on January 22, 2022
Unlikely, but there is no concrete answer. You cannot be fired for filing a BK, but proving that was the reason for the firing might be problematic...
Will filing bankruptcy chapter 13 allow me to get my car back after it's been repo but before any sale?
John's answer
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Answered on December 16, 2021
Generally, the answer is 'yes' you can get your vehicle back with a properly and timely filed Ch. 13 case. Exactly HOW you get the car back after...
How long after chapter 13 can i apply for chapter 7?
John's answer
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Answered on November 24, 2021
Assuming that your prior Ch. 13 was completed and you received a discharge, then you can receive a subsequent Ch. 7 discharge only if the Ch. 7 is...
I file chapter 7 2015 its discharge can I file chapter 13
John's answer
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Answered on November 22, 2021
The fast answer is yes, one can always file a Ch. 13, anytime after a Ch. 7 case. The longer answer to the question is, while you may file, will...
Should i respond to court papers saying im being sued by credit card company?
John's answer
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Answered on October 14, 2021
From what you describe, you may be judgment proof, meaning there are little in the way of assets from which a creditor can collect against you. As...
How do I find out if I had an automatic stay in my last chapter 13 what would be the website
John's answer
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Answered on October 07, 2021
The automatic stay is, well, automatic, so it is most likely the automatic stay issued when your case was filed. There are exceptions, however. 1)...
Is there any tax benefit (or other benefit) to filing consumer bankruptcy in 2021 vice 2022?
John's answer
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Answered on September 30, 2021
Interesting question. I've never really thought about 'a tax benefit' as a focal point for determining if/when to file. Some discussion points that...
Can I find out the remaining balance of my chapter 13 bankruptcy?
John's answer
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Answered on September 22, 2021
Sure. Your best option is to go to the National Data Center at www.NDC.org . There you can register to review your plan, the $$ in and out, the...
Pr chapter 13 Pro Se?
John's answer
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Answered on September 09, 2021
The fast answer is 'yes' you can refile. The longer answer is 'it depends'. If the case you are filing is the first case filed in the past year,...
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