This is kind of a mixed bag. On the one hand you don't want the vehicle repossessed (insurance question) but yet you don't want to keep it and want...

It appears you filed a Ch. 7 case, and did not reaffirm the vehicles. As you have discovered, the debt is discharged, you don't owe any $$ but the...

This is likely going to be a local jurisdiction answer. The questions will be at least two fold. First, what was your ACP (Applicable Commitment...

No. The means test is measured at the time of filing, looking back over the prior 6 months average and compared with the household size allotments,...

Will you loose your primary residence if you convert to chapter 7 ?

This is wholly dependent on whether you have equity in your home, or not, and if so, whether that equity is exempt under the applicable law. There...

Convert to a chapter 13 to 7?

It is generally a very 'bad' thing to draw down or cash out a 401k before or during an active BK. The reason is, the 401k money is 'exempt',...

This will depend on how the motion /order to sell was drafted. It appears that all the net proceeds were paid to the trustee and now you are...

Sure. There is nothing special about medical debt, even if it has been taken to a judgment. So long as no fraud (highly unlikely) this is a...

We've had Ch. 13 clients purchase homes during the open case, prior to discharge, but that is rare. It also requires getting permission to incur a...

The fast answer is yes. There is no requirement for married folks to file jointly. In fact, a joint filing is actually two individual cases,...