Want to negotiate settlement for fixed payment with banks at discount. Realistic? What discount to expect? How to do?

There's no clear cut recipe for settling debt. But in general, if you are looking for a discount on the amount owed you will need to show...

How should i response? Do I wait to be served? Should I write a letter on my own asking for proof that I owe the $

I agree with my colleagues here. Probably best to get legal representation to help you through this. Keep an eye on the court register to make sure...

Who should I talk to about this and what should I do?

I agree with all that my colleagues are saying here. Regardless of that they are calling themselves, it sounds like you are in the hands of a debt...

How do I go about settling payments and is this something that the party would agree on?

You should either retain the services of an attorney or attempt to negotiate with them on your own. I agree with my colleague, Mr. Stempler, here....

Should I file an answer with the court to buy myself time for the settlement to be reached or should I not file anything at all?

I agree with the other attorneys here. Debt Settlement Companies. Should not and probably will not provide you with any advice on this. If you do...

Looking for a debt lawyer to help me with being sued by my credit card company

Attorneys on this site are not permitted to solicit clients on this forum. However, you can use the find a lawyer function here on AVVO to gather...

Regarding creditor filing a judgement even though I'm paying them on time

It sounds like they are renewing their judgment to protect themselves in the event that you don't pay them as you have agreed. If they did not...

When a creditor levies on your account, the bank freezes the money and will eventually turn it over to the Sheriff. The sheriff will not release...

What is the statute of limitations on collecting a credit card debt in California

The statute of limitations to sue you on a delinquent debt is 4 years from the date of default. However, if they already have a judgment against...

Debating between debt consolidation and chapter 13. Filed for chapter 7 in 2013. How quickly to file if bk is the right one

I would suggest using the find a lawyer search function here on AVVO to see if you can find an attorney to consult with. Most will do so free of...