Daniel Ray Gamez's Answers (347)

Archived

What should I do to get my credit back and insure that my ex-wife will no longer be able to apply anymore?

Daniel's answer | Answered on February 24, 2014

You may want to consider placing a fraud alert with the three major credit bureaus. Doing so SHOULD prevent unauthorized activity using your...

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A friend said I could use his cred. card to withdraw $ ~$4000. Now he's turned on me & wants to sue/charge me. What should I do?

Daniel's answer | Answered on February 22, 2014

You need to consult with an attorney. I agree with everything that Walter has already told you.

Archived

If a person has a judgement against them can they sell their home?

Daniel's answer | Answered on February 21, 2014

Perhaps the only concern would be to ensure that the sale of the property does not trigger anything under the Fraudulent Transfer Act. Without...

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Can I inquire about my debt without renewing my debt?

Daniel's answer | Answered on February 21, 2014

I agree with attorney Daniel Tam here. I will add that if you are not comfortable disputing these debts on your own, there are a number of...

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I filed an exemption from bank levy with the L.A.County Sheriff, but rec'd no response in 18 days. How long does this take?

Daniel's answer | Answered on February 20, 2014

It has been my experience that the LA County Sheriff's Office is extremely backed up on this type of matter. I had a recent experience in which I...

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How much does it cost to file a chapter 7 or 13 bankruptcy with help?

Daniel's answer | Answered on February 20, 2014

You should consult with an attorney in your area to get a quote on fees and court costs to file for bankruptcy. Most will offer a free...

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I recently found an abstract of judgment that was filed on the deceased spouse of my late husband. What should I do?

Daniel's answer | Answered on February 20, 2014

You should consult with an attorney to determine your rights and responsibilities. Most debts can be negotiated, depending on individual...

Archived

Judgment filed against me

Daniel's answer | Answered on February 20, 2014

Yes, judgments can be renewed until the underlying debt is satisfied. If you cannot afford to pay off these judgments, you should consider...

Archived

Is an R V considered a motor home under California law? Is it exempt from a deficiency judgement?

Daniel's answer | Answered on February 20, 2014

The RV will not be exempt from a deficiency judgment in CA. If the RV is sold for a deficiency you can expect the bank to come after you for that...

Archived

Can the credit cards repossess my car for credit card debt.

Daniel's answer | Answered on February 20, 2014

Based on your circumstances and the responses of the other attorneys here, it sounds like you are looking at a potential Chapter 13 Bankruptcy or a...

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