Questions answered by Daniel Ray Gamez

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Issue with OCWEN not accounting for payments made under a loan, and inexplicable fees - any attorney out there handling this?

Daniel's answer | Answered on April 10, 2014

Attorney Elie has provided the best advice on this question. Take his advice and contact the proper authorities on this matter.

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Debt collection lawsuit in California. I believe past statute of limitations. How involved is it to get the case dismissed?

Daniel's answer | Answered on April 02, 2014

I agree with attorney Blake Brewer. It is probably best to speak with an attorney for assistance. Most attorneys that handle FDCPA and Rosenthal...

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Legal? Can bank take money from relative’s account to pay debt of deceased relative?

Daniel's answer | Answered on April 02, 2014

If your mother was not a joint account holder with you, your bank account cannot be garnished to satisfy this debt.

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Landmark coll agency called and verbally said that there would be an arrest warrant issued for non payment of a payday loan

Daniel's answer | Answered on March 31, 2014

You cannot be arrested for failure to pay back a payday loan. I would consider this a violation of the FDCPA. You may want to consider contacting...

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Default judgment entered 2008 attorney seized bank acs unsatisfied. col/agt contact again, judgment proof do nothing, is it ok ?

Daniel's answer | Answered on March 24, 2014

Your social security is exempt from collection on a judgment. If a creditor attempts to levy on your bank account which has social security/SSI...

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Can a creditor pursue debt from a relative of the deceased who was gifted money prior to passing away?

Daniel's answer | Answered on March 22, 2014

First, I am sorry to hear about your mother. This is a difficult time for you and you are wise to seek professional help now. It sounds lime...

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My car towed from reserved parking lot as by mistake I had parked under the wrong parking number than allocated to me.

Daniel's answer | Answered on March 21, 2014

I don't see any violation of the law by the complex. Were there signs out or were you otherwise notified that parking in a reserved spot would...

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Calls from debt collectors for payday loans

Daniel's answer | Answered on March 21, 2014

They can't make outbound calls, yet they managed to call your family? This does not sound like a legitimate collection agency to me. Require that...

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Can a private school loan sue the borrower and the co-borrower (both)?

Daniel's answer | Answered on March 20, 2014

Yes, you can be sued on a private student loan. The creditor can sue the borrower and the co-borrower. You should at least speak with an attorney...

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I was served a summons dated 08/14/2013 is it valid? Served on 03/08/2014

Daniel's answer | Answered on March 19, 2014

Of the court has not dismissed the case, service is valid. You should consult with an attorney to discuss this matter. You only have 30 days from...

Daniel Ray Gamez's Answers (347)

Issue with OCWEN not accounting for payments made under a loan, and inexplicable fees - any attorney out there handling this?

Debt collection lawsuit in California. I believe past statute of limitations. How involved is it to get the case dismissed?

Legal? Can bank take money from relative’s account to pay debt of deceased relative?

Landmark coll agency called and verbally said that there would be an arrest warrant issued for non payment of a payday loan

Default judgment entered 2008 attorney seized bank acs unsatisfied. col/agt contact again, judgment proof do nothing, is it ok ?

Can a creditor pursue debt from a relative of the deceased who was gifted money prior to passing away?

My car towed from reserved parking lot as by mistake I had parked under the wrong parking number than allocated to me.

Calls from debt collectors for payday loans

Can a private school loan sue the borrower and the co-borrower (both)?

I was served a summons dated 08/14/2013 is it valid? Served on 03/08/2014