Questions answered by Daniel Ray Gamez

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Can a collection agency take your car in California?

Daniel's answer | Answered on July 14, 2014

Assuming your car has little value, it will probably be exempt from a levy by a creditor as stated by the other attorney here. If you have been...

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Can I use an attorney to stop someone from freezing my bank account?

Daniel's answer | Answered on July 14, 2014

You may be able to file a claim of exemption if the creditor has levied on your bank account. Attorney Stempler has provided good information, as...

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Which form to use to File Court Answer?

Daniel's answer | Answered on July 14, 2014

You may be best off consulting with an attorney on this matter to make sure you file the correct document and list all affirmative defenses...

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Need bankruptcy attorney

Daniel's answer | Answered on July 14, 2014

Unfortunately your situation is all too common. I have heard from many bankruptcy attorneys that it can be quite difficult to discharge a student...

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What forms do I need to respond to a Civil Case for a old credit Card bill.

Daniel's answer | Answered on July 14, 2014

You should consult with and consider hiring an attorney to assist you with this matter. You cannot simply dispute the debt at this point since it...

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In need of Low-Income Assistance To File Answer With The Court

Daniel's answer | Answered on July 09, 2014

You can use the Find a Lawyer search function here on AVVO to locate some attorneys that practice in this area. Most will at least offer a free...

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I am seeing signs that I will be sued by all these creditors. I have no asset, and probably a few hundred bucks in the bank.

Daniel's answer | Answered on July 07, 2014

You will not be placed in jail for failure to pay your debts. If a creditor sues you and obtains a judgment, your car would likely be exempt from...

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How do I get several abstract judgements removed from court records? None of the judgements are mine.

Daniel's answer | Answered on July 03, 2014

It has been my experience that the title insurance company would prepare a same name affidavit for you to sign before a notary. This happens...

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Credit Debt

Daniel's answer | Answered on July 01, 2014

I agree wholly with attorney Fetzko. There are multiple options available to you and you should consult with at least a couple of attorneys to...

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I lost my job and have been unemployed for two years now. My husband makes $95k but we owe about $100k on credit cards.

Daniel's answer | Answered on June 30, 2014

Do yourself a favor and consult with a few attorneys if you can. You do still have some options and you need to make sure you are fully educated on...

Daniel Ray Gamez's Answers (347)

Can a collection agency take your car in California?

Can I use an attorney to stop someone from freezing my bank account?

Which form to use to File Court Answer?

Need bankruptcy attorney

What forms do I need to respond to a Civil Case for a old credit Card bill.

In need of Low-Income Assistance To File Answer With The Court

I am seeing signs that I will be sued by all these creditors. I have no asset, and probably a few hundred bucks in the bank.

How do I get several abstract judgements removed from court records? None of the judgements are mine.

Credit Debt

I lost my job and have been unemployed for two years now. My husband makes $95k but we owe about $100k on credit cards.