I filed Chapter 7 Oct. '12 in AZ and it's been discharged. Do I have to turn over my income tax return, including EIC money?
Ahren's answer
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Answered on April 02, 2013
This depends. First off, the Trustee only has the right to take assets that were property of the estate. 11 u.s.c. 541 defines property of the...
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Reaffirmation agreement for my car
Ahren's answer
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Answered on March 01, 2013
As long as you continue to make the ongoing monthly payments on the car, then the automobile loan lender will allow you to keep the car. This is...
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How do I reopen a Chapter 7 Bankruptcy and amend schedule b to include a lawsuit?
Ahren's answer
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Answered on July 02, 2012
You need to consult a bankruptcy lawyer asap. There are multiple issues ranging from an 11 u.s.c. 727 denial of discharge to denial of a claim of...
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Filing chapter 7 but have 2 car loans and own 3 other vehicles paid for. What should i do to keep my assets?
Ahren's answer
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Answered on July 02, 2012
Since you are doing a chapter 7 the biggest issue you should be concerned with is if you exceed the applicable exemptions (amount you can protect)...
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Divorced 2004 in Az. I was awarded 2 judgments against ex, $1,950 and another to "hold me harmless" from half of a debt.
Ahren's answer
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Answered on July 02, 2012
What she has done and is doing is violating a court order (i.e. your marital settlement agreement - divorce order). You need to contact a Arizona...
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Are student loans servicers required to obey the Fair Debt Collection Practices Act?
Ahren's answer
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Answered on July 01, 2012
Yes. See Title 15 U.S.C. 1692.
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I filed chapter 13 when i left and divorced my husband. I included the house in my bankruptcy along with my credit card debt.
Ahren's answer
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Answered on July 01, 2012
Unfortunately you did not give nearly enough information about your chapter 13 to answer your question. If you are paying the house's arrears...
Will CA homestead exemption protect the equity I have in my home?
Ahren's answer
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Answered on July 01, 2012
C.C.P. 704.730 is the homestead exemption. It requires that the property be your primary residence. Therefore, if you moved out, then you cannot...
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Being sued by the credit card company and now preparing to filie Ch. 7.
Do I need to serve the "Answer" to the civil court?
Ahren's answer
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Answered on July 01, 2012
If you file a bankruptcy, then 11 U.S.C. 362(a)(6) (the automatic stay) kicks in and stops the creditor from prosecuting the lawsuit. Therefore,...
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In CA, I filed for chapter 13 bankruptcy but it got dismissed. Can I refile?
Ahren's answer
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Answered on June 26, 2012
Yes, you can file a new chapter 13, however you definately need a lawyer. You may be over the debt limits of a Chapter 13 set by 11 U.S.C. 109(e),...
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