Archived
My mother who is 83 had to move in our home because of high credit card debts. Would bankruptcy be a option for my mom.
Asaph's answer
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Answered on December 03, 2014
Property may be exempted to a significant extent in bankruptcy depending on the bankruptcy filer's domicile (in California, bankruptcy exemptions...
Archived
I filed chapter 7 back in 4/2007. Do I have to wait the exact date to file again.
Asaph's answer
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Answered on December 02, 2014
The black letter of the Bankruptcy Code applies to the periods that bar discharge in repeat filings.
Archived
1-Can anyone file for chapter 7 bankruptcy? 2- and what is a reasonable fee for a lawyer and whats the total estimate cost
Asaph's answer
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Answered on November 24, 2014
Actually 2 included 3 and 3 was 4 and 4 was a compound question, so really 4 included 5, but hey, who's counting? These can be straightforward...
Archived
Can a mortgage co. keep a lien on a property, if the loan was forgiven in a bankruptcy?
Asaph's answer
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Answered on November 24, 2014
Chapter 13 bankruptcy can (in some cases) strip (peel-off-like-Velcro) a second mortgage. But otherwise, second mortgages are secured and like...
Is there a maximum amount that an attorney can charge for a Chapter 7 bankruptcy?
Asaph's answer
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Answered on November 24, 2014
The typical chapter 7 bankruptcy doesn't cost that much, but the word typical exists for a reason, 'cause, you know, atypical happens. Chapter 7...
Archived
Considering filling for no-asset ch 7. Florida.How will my case be affected with a possible award in my favor?
Asaph's answer
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Answered on July 28, 2014
OMG, THAT'S A LOT OF QUESTIONS. (DEEP BREATH) OKAY (EMBEDDED): Do I have to disclose even that i am considering suing? YES. What if i never sue...
Archived
Is it possible to file for chapter 7 bankruptcy and include the attorney on my divorce? This attorney is not answering my calls,
Asaph's answer
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Answered on July 11, 2014
The "brother- and sister-hood of lawyers" (wait, what? oh, yeah, we don't have that) doesn't bar a bankruptcy attorney from assisting in discharge...
I filed a skeleton petition for Chapter 7 Bankruptcy to stay an execution sale of my home. Can I refile if it lapses?
Asaph's answer
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Answered on June 20, 2014
Assuming it's a skeletal petition (pursuant to 11 USC §109(h)(5), a skeleton is not entitled to be a debtor under chapter 7 [of Title 11]), then...
My husband and I filed chapter 13 about 9 months ago and the payments are killing us
Asaph's answer
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Answered on May 21, 2014
Chapter 13 bankruptcy is a voluntary program; the chapter 13 bankruptcy petitioner may request dismissal of her own case. Dismissal (as opposed to...
Archived
On the Michigan creditors matrix, do we have to list our mortgage company, even though we plan on keeping the house?
Asaph's answer
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Answered on May 19, 2014
Bankruptcy schedules include credit-bureau-reported debts, non-reported debts, charged-off debts, co-signed debts, community debts, unsecured...
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