The other answers are good advice, the one thing I would add is that you may be able to use another Chapter 13 bankruptcy in order to keep your...

Can I file forclosure?

If you have a valid note and mortgage you can foreclose. You are allowed certain costs when you foreclose, so you will not loses additional...

Am I responsible for debt I did not agree to pay?

The life insurance was yours without being liable for the debts of anyone. Your sister arranged the funeral and is contractually liable. It...

Can a collection threaten to have me arrested for check fraud on a payday loan that is years old?

Post-dated checks are always considered loans, and can not be prosecuted under bad check laws in California. The collection agency is in...

Can I charge someone $400 as a small claims court suit cancellation fee?

You can ask for whatever you want. However, why would someone pay so much more? A small claims court only allows costs within a narrow range of...

Do I need an attorney to negotiate a setttlement on a marker with a Vegas casino? What type of attorney: criminal, bankruptcy?

You need to act quickly, it is my understanding that if you file a Chapter 13 before the check gets deposited you may avoid criminal charges. As...

Where can I find a Foreclosure / Bankruptcy lawyer in Pinellas County that doesn't charge an arm and a leg and returns calls?

Try this resource, it is the largest organization of consumer bankruptcy attorneys in the country http://www.nacba.org/Home/AttorneyFinderV2.aspx

Credit card creditors can never get to an IRA or your social security in the United States. You are what we call judgment proof.

After a full year to get a loan-modification approved by our bank, appraised now at $420K or almost exactly what we now owe

You may be able to use a bankruptcy to strip the second mortgage off the property. You should consult with a bankruptcy attorney about the...

It is very unlikely that there will be any creditors at the "Creditors meeting". The trustee will have some questions he asks everyone. If you do...