If the 1st mortgage is not greater than the value of the home, but 1st+2nd together are, how can ch. 13 help?
Harley's answer
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Answered on October 01, 2010
The way I interpret the question it sounds like you are saying that there is enough value in the property so that the 1st is wholly secured but the...
Archived
If I have traffic tickets in collection can I include them in my Bankruptcy?? (Califronia)
Harley's answer
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Answered on September 23, 2010
It is a common misconception among bankruptcy clients that they have a choice of whether to "include" a particular debt or not. All debts must be...
How long do I have to reopen a Chapter 7 Bankruptcy?
Harley's answer
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Answered on September 21, 2010
You will need to file a motion to reopen, serve the creditors, You have to pay a $260 filling fee. The court does send out a notice that you...
Archived
Can I include a default judgement in my bankruptcy?
Harley's answer
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Answered on September 10, 2010
Why didn't your insurance company defend you? You should contact your insurance company immediately if you haven't already done so.
In any...
Archived
Lost without my house
Harley's answer
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Answered on September 01, 2010
It sounds like your property will be exempt and the court will not take your property. For a more complete understanding of this subject...
Archived
Corporate AMEX card and Non-joint Debt when filing Chapter 7.
Harley's answer
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Answered on August 31, 2010
By "phantom discharge" I think you mean that the non filing spouse's interest in the community property can't be taken by a creditor to satisfy a...
Archived
I recently filed for Chapter 7 bankruptcy and didn't take the pre-filing course before I filed. What should I do?
Harley's answer
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Answered on August 31, 2010
When you take the post filing course the provider asks you for your case number. You didn't have one so it's unlikely you took the post filing...
Archived
Is my debt discharged?
Harley's answer
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Answered on August 19, 2010
It's true that debts that are not listed are discharged in the 9th Circuit in a no asset case. But if you haven't filed yet and you are...
Archived
Is business credit handled the same as personal credit?
Harley's answer
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Answered on August 19, 2010
You asked if the creditor will "charge it off". A creditor will sue if the creditor believes it's in its best interests to do so. In this case...
What steps do I take if my Bankrupcy lawyer was disbarred?
Harley's answer
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Answered on August 18, 2010
You may be out of luck. But here a couple ideas:
If the lawyer took the money from you knowing that he was about to be disbarred he probably...
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