Per Trustee, I am required to use Arizona exemptions. I've lived (rented, paid bills) In California for 9 months. What gives?

So the trustee is telling you that you are not allowed to use the California exemptions because you have been living here less than 2 years. He's...

Do judgments survive bankruptcy, or are they discharged?

If an abstract of judgment was recorded in the county where you own real property you need to file a motion to void the judgement lien

Filed chapter 7. Now credit card contacting me even though I filed. Say they can b/c was biz debt. I was a sole prop. Biz closed

On my website I have a letter you can send to creditors that are trying to collect a debt after you've filed. See link below.

Even if you recorded an abstract of judgment against the debtor's property if the underlying debt is dischargeable the debtor can file a motion to...

Are wages dischargeable?

Small corporations rarely file bankruptcy. They usually die by just becoming inactive with no assets although sometimes they are formally...

I have a discharged Chapter 7 and my lender did not file an automatic stay, therefore my home loans are discharged as well.

You become obligated on the new loan only if you sign a new promissory note.

Using the wildcard exemption, can I keep my home and my car in a Chapter 7 bankruptcy filing in Calif?

Would there really be $35,000 left after closing costs if your house were to be sold? If you use the exemptions with the wild card (the 703...

In Chapter 7 means test. I have a sole proprietor business. Am making P&Ls to determine income. Medical Insurance an expense?

Since your business is a sole proprietorship "the business" is really you. There is no separate entity. Therefore it is you - not some separate...

Yes you can file for bankruptcy after you have been sued. I do this for my clients quite often. Filing for bankruptcy creates a "stay" which...

Lawsuit from second mortgage loan

You or your attorney need to file a Notice of Stay. See link below to form