What do I file with court in my pending breach of contract case, after I have done a Chapter 7 bankruptcy discharge?

You might want to give the creditor or his attorney some "incentive" to dismiss the case against you. Tell him or her that if you have to attend...

Can my spouse file chapter 7 on a home equity line of credit with out spouse approval

Something else to keep in mind: There are 2 sets of exemptions in California - The 703 exemptions and the 704 exemptions. See link below to...

Lease in bankruptcy?

Don't forget to list the deposit the landlord is holding for you as an asset. You asked if the trustee will lower your lease payments. The answer...

I am planning on filing Chapter 7 in a few months. Lowered limits on cards and jacked up rates from 2.9% to 29.90%

The only time I have seen debtors get asked to explain what their reason is for filing bankruptcy is when the United States Trustee shows up at the...

If I don't have equity in my house can use the exemtion for the equity in my car?

If you have no equity in your home you use the 703 exemptions. Under the 703 exemptions you have a $3525 vehicle exemption. If you have more...

What happens to my certficate of deposits and money market account (savings) if I file for bankruptcy (chapter 7)?

Be really cautious about paying the debt management company. I have had numerous clients that have come to me after paying thousands of dollars...

I understand the vehicles are valued at 30,000 (and there are no liens) and those are your only assets. Make sure the vehicles are really worth...

IM filing for chptr 7. I have 3 cars payed off. $3000 in moms possession. 2300 in my poss, and a 3rd $500 in my cousins pos.

As you mentioned you will probably want to use the 703 exemptions. The vehicle exemption is $3,525. To the extent you have equity in vehicles...

Can I file bankruptcy as an individual without including or affecting my husband ?

This is a debt that you incurred before marriage. Here are some rules that might be helpful: The community property is liable for this...

Credit Report on Bankruptcy Voluntary Petition

You ask if you need to list debts that appear to have been charged off by your creditors. I advise my clients to list them. Charged off simply...