Should I file the Intention to file NOD myself? Should I return the interest payment to the borrower?

If you wish to initiate foreclosure proceedings, I recommend hiring a company that specializes in foreclosure activity. The statutory procedural...

Is it possible to file a chapter 13 bankruptcy three yrs after a 7?

You will have to wait four years after the filing of the chapter 7 case in order to receive a discharge in a subsequently filed chapter 13 case. I...

What does this mean after a 341 meeting?

It is good news. It means that the trustee has determined that you are able to keep all of your assets and is a strong indicator that the trustee...

Why did the Mortgagor file to lift the Automatic stay and commence foreclosrre proceedings when I have surrendered

You needn't worry about the filing of a motion for relief from the automatic stay. This is standard operating procedure that a lender may choose...

A debt says charged off on credit report but the company has sued and is still trying to collect.

Sounds like you got some bad advice. Just because a company "charges off" a debt does not mean that the company, its agent or successor can no...

Your bankruptcy case will not be adversely affected by taking out a family loan post-petition and using those funds to purchase a used car. ...

I am being let go and I will receive approximately 65,000 lump sum severance. I am 35000 in debt; credit cards, car loan,

You can use that money for living expenses but will probably want to hold off for a while before filing a bankruptcy case. I recommend meeting...

Filing chapter 7 in California. Have sizeable 401(k) and an ERISA retirement. I am pretty sure both are exempt. I am in 703 exem

I recommend scheduling a free consult with an attorney licensed in your district (Central District of California). I would be happy to try and...

Do I have to be out of my house on the combined notice/foreclosure sale date?

You can most likely extend your time in the property through the filing of a bankruptcy case. Additionally, the purchaser of the property at the...

Can I file chapter 7

In short, you don't provide enough information in the question to allow for a specific response. I recommend consulting with a bankruptcy attorney...