Can not paying a small claims debt to someone [not a credit agency] affect my credit score?

It would depend on whether or not the judgment creditor reports the debt to the credit bureaus. I recommend ordering a free credit report through...

I'll hazard a guess about what you mean by the "seasoning date". I'll assume that you are interested in obtaining a home loan sometime in the...

Can I maintain a 15 year mortgage going into Chapter 13?

Yes, you can continue to make payments on your 15 year mortgage after filing a chapter 13 case. Chapter 13 cases can be complicated. I highly...

If you have title loan & file Chapter 7 can the interest charged on what you owe be discharged?

You may be able to negotiate the terms of this secured loan through a reaffirmation agreement after filing a chapter 7 bankruptcy case,...

Is Bankruptcy the right answer?

It might be exactly what you need to get a fresh start and prevent your creditors from taking a portion of your paycheck that you could otherwise...

Do wage claims lose priority after back to back bankruptcy filings? (please help, need answer ASAP!)

The first thing you should do is file another proof of claim in the new bankruptcy case. Whether or not you receive a distribution will depend on...

Whole life insurance exemption?

It depends on the exemptions that you have available to you under state or federal law as well as the other property you have that needs to be...

Wage Garnishment (MI)

If you settled the account with "Company B" (I hope you received and kept the settlement letter), then "Company Y" is not entitled to continue to...

I received a summons, should I simply answer it or would it be more beneficial if I make payment arrangements?

I recommend that you sign up for a free consultation with a bankruptcy attorney in your area. A good bankruptcy attorney will lay out all of your...

Doing a short sale for my client. B of A approved sale and we sent in Trustee Abandonment lttr and it is way past the 14 days

Your best bet would be to follow the instructions that Bank of America is providing you. No lender is required to approve a short sale. The...