Although "cash advance" and "payday" loans, have lots of negatives and generally should be avoided, they are in no way exempted from the usual...

What if you get a civil fine from the CA gov and you cannot pay?

Chapter 7 Bankruptcy will not discharge a civil fine from a government agency. Chapter 13 bankruptcy could force a payment plan on the...

I had been trying to modify home loan with B of A for almost a year and still not able to go anywhere with them. Please help

You are not alone. I have a number of clients that are also vigorously seeking to modify their home loans. Part of the problem is that...

Credit repair post bankruptcy using someone elses credit

Unfortunately, credit must be extended in your name, either as primary obligor or as a co-signer, for the payments toward the credit to be...

Is it true that the standard of documentation/burden of proof for A) bodily injury and medical malpractice and B) SSDI are

You are correct. SSDI is concerned with whether or not you meet their standards of "disability," not how you came to be disabled. SSDI is a...

This is an extention to my first question asked about the claims procedure for a public entity. What is the criteria for tolling

Sadly, government claims filing statutes in California are mandatory. There is no authorization in the statutes for tolling or extensions of the...

Is it better to file for bankrupcy before or after the divorce is final.

Good question and tricky to answer: here are a couple of the many considerations: In California, husbands and wives must share one set of...

Can someone file BR if they're able to make a nice living, but chooses not to work at all?

Interestingly, in my experience most people who file for bankruptcy had rather pay their debts. They usually file only because they are laid off,...