Archived
Should I file for bankruptcy before the law office /debt collector sends me a summon? They have sent a letter of "intent to sue"
Nikhil's answer
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Answered on November 27, 2013
Hello, the answer to your question is going to depend whether you see yourself eventually filing bankruptcy or not. If you are certain you will be...
Selected as the best answer
What website to assess home value for bankruptcy filing
Nikhil's answer
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Answered on May 20, 2013
Generally bankruptcy trustees will initially look to standard home valuation websites like www.zillow.com to determine valuations. Depending on the...
If you are part of a credit union and file chapter 7 for your overdraft loan can they close your checking and savings?
Nikhil's answer
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Answered on March 05, 2013
Hello,
I think the answer to your question depends on the credit union, and their specific rules. Unfortunately, it's be my experience that many...
Chapter 7 and Child Care Expenses
Nikhil's answer
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Answered on March 01, 2013
Hello,
As long as you are actually paying your mom, and it is reasonable and necessary for you to pay for childcare, this expense should be one...
Archived
My chapter 13 bankruptcy was dismissed 2 mos ago because I couldn't keep up on the payment. Can I file a chapter 7 now?
Nikhil's answer
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Answered on January 17, 2013
Hello,
Unfortunately there are far too many unknowns for anyone to answer your question on this site (such as whether you currently "pass" the...
Archived
Considering filing bankruptcy after foreclosure to discharge refied second in CA. What is the best method?
Nikhil's answer
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Answered on October 19, 2012
Hello. Depending on your situation/abilities, you may be able to file a Chapter 7 bankruptcy which will discharge your liability for the second,...
Archived
Bankruptcy
Nikhil's answer
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Answered on October 05, 2012
Hello, the issue of dischargeability will come down to time frames and whether or not you took out the new loan intending not to repay it (ie. was...
Chapter 7 Question: What does the attorney mean when he/she wants the last 6 months of paycheck stubs?
Nikhil's answer
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Answered on September 07, 2012
Hello,
Your attorney is likely asking for all paystubs you received in the past six months, not just select paystubs. The reason your attorney...
Archived
Should I keep paying credit card minimums when I plan to file for Chp 7 next month? If yes, I can't save enough for attorney fee
Nikhil's answer
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Answered on August 02, 2012
Hello,
Generally speaking, once a person has decided they are no longer able to afford to repay your creditors and will be filing for bankruptcy...
Archived
Personal chapter 7 filing. own a small s-corp. Should I have listed the corp as an Alias in the petition? Not really operational
Nikhil's answer
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Answered on June 12, 2012
Hello. Yes, its important that you list alternative business names (including corporations) which you may have been associated with in order for...
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