Bank of America issued a 1099 for discharge of debt to me, but refuses to update credit report as it still shows outstanding?
Binh's answer
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Answered on September 03, 2015
A 1099 is a discharge of debt. BoA cannot continue to collect on it, though it CAN report it as a discharge (nonBK). There's a subtle difference...
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I'm a RN and was stuck by a needle on the job. I was pulled off the floor and sent to our ER. I have been sent to collections
Binh's answer
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Answered on September 03, 2015
I agree with Mr. Kaufman, though you must still give the collections company notice that they're trying to collect on a debt that isn't yours. It...
Is there a legal way to protect a future inheritance from student loan debt?
Binh's answer
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Answered on September 02, 2015
Simply put, yes, you can legally shield the assets from future creditors. That's what estate planning does for many people. Your mom can set up a...
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Can I file motion to vacate five years after the default judgment in California?
Binh's answer
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Answered on September 02, 2015
You can file a motion to vacate the default within 180 days of finding out there was a judgment. So if you can prove that a summons was never...
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My son has defaulted on his private student loan.I cosigned and cant pay minimum pyt requested.How can I avoid legal action?
Binh's answer
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Answered on September 02, 2015
The other lawyers already gave you good legal answers so I'll chime in with a nonlegal suggestion. I deal with creditors all the time for private...
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How to seal an eviction that happened four months ago??
Binh's answer
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Answered on September 02, 2015
Sealing a record is extremely difficult in your situation. Public policy is to have these records, well, public. To seal them would mean you need a...
Is it illegal to state that a security deposit is non-refundable on a application for an apartment?
Binh's answer
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Answered on September 02, 2015
I agree with the other attorneys and add my bit: I don't think it's illegal to state that deposits are nonrefundable (that's 3 negatives right...
How can I remove lien placed on my credit report by towing company after they sold my car?.
Binh's answer
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Answered on September 01, 2015
If what you say is true, there's something seriously shady going on here between the HOA and the tow company. If you don't act against a tow...
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Can a landlord in CA win a law suit for future damages against a tenant for early lease termination even if the space is rented?
Binh's answer
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Answered on September 01, 2015
You can motion to set aside the default within 180 days, which if you have time you should do asap unless you reach a settlement. The standard is...
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What are the consequences of disposing of a tenants property before 15 day after a lockout?
Binh's answer
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Answered on September 01, 2015
Go to CA Civil Code section 1965 which answers most of your questions, though it's not easy reading. You may be liable for the cost of the stuff,...