What happens if I don't pay Walmart's Settlement offer?

The real question here is what risk do you want to accept for not paying. The debt is so low that it would be extremely unlikely that Wal-Mart...

How do I remove a judgement from my credit report

If the attorney has a valid judgment against you, it probably cannot be removed from your credit report. The Fair Credit Reporting Act requires...

Probably. Verbal agreements are just as enforceable as written agreements. I say probably because certain types of agreements are required to be in...

Which legal specialists do we need in a debt settlement and foreclosure situation?

Your question is a little vague as it doesn't address the reasons for the foreclosure. Is it because of unpaid taxes or unpaid homeowners...

They are debt collectors

Is it legall for State Farm Financial Services to not report rightful information on Credit Reports?

The Fair Credit Reporting Act requires that creditors report accurate information to the credit bureaus. It can be used to dispute and correct...

Doctor's inappropriate billing, fees

Send them a certified letter demanding validation of the debt. Depending on the statute of limitations in your state they may not have any legal...

I wrote checks from an acct that had both myself and my (then) boyfriends name on, to pay off my debts....verbal agreement...

Just to add to my colleagues previous answer, all of this would become moot if you filed for bankruptcy. The bankruptcy would stay all pending...

I received a check for "settlement collision loss" with my name and the name of the mechanic that was going to work on my car

The mechanic didn't do any work so they are not entitled to any of the proceeds. The check was for damage to the vehicle so you would be entitled...

Am I responsible for legal fees if I dispute a cc charge that I was over billed for?

I agree with the above with the following caveat: in California, a party is not allowed to be represented by counsel in a small claims action....