Who's at fault of a car accident? Now Both insurance are in dispute?

Your statement of the facts are a bit confusing but it sounds like you made a lane change from the left lane to the left turn lane when you were...

Who is at fault?

The basic speed law states that no vehicle can drive faster than is safe under the circumstances (read Calif Vehicle Code Sec. 22350). In your...

What is the legal authority (case cite) which says that an insurance carrier's claim file is not discoverable?

The claim file is not discoverable as it is attorney work product prepared in anticipation of litigation. Even so nothing in there will help you...

Do I need to hire an attorney?

If you can prove that she ran the red light, whether by witness statements, physical evidence or otherwise, then you must get an attorney to ensure...

There does appear to be negligence on the employee in dropping the case which caused your injury so it does appear that you have a case. Hopefully...

In all likelihood they filed the lawsuit to protect vs. the statute of limitations, 2 years in California. They are supposed to serve the suit on...

Will the claimant's attorney go after the person in my family driving my car or me ("the insured")?

They will go after the available insurances for the driver and owner.. Usually a 15/30 policy is sufficient to cover whiplash type injuries. The...

Should I release my Bodily Injury Limits to the woman I rear-ended?

Yes release the limits, especially in light of the fact that the impact was minor. The likelihood of her claim exceeding or even reaching the $25k...

What can I do so I wont be liable for accident

As the registered owner of the car you are responsible for any damage cause to the other vehicle and the other persons. As long as you had the...

I have been sued by other party's insurance company for 10k

You are covered under the policy unless you are an excluded driver, so long as you were a permissive user. Send the lawsuit which you were...