I have a writ of execution to take funds from my checking account. I owe the debt and would like to make a settlement offer?
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Answered on November 01, 2020
Depending on what the judgment is for, filing bankruptcy would likely be the least expensive and most efficient solution. But if you own no real...
If I file bankruptcy with only credit card debt, will my 401K be impacted?
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Answered on October 27, 2020
Qualified retirement accounts, including 401ks, are protected (exempted) in any bankruptcy case (up to a limit that I've never seen anyone reach).
Is Vacant land exempt in a California bankruptcy?
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Answered on October 26, 2020
No land, vacant or otherwise, is just "exempt". California has different statutory exemptions for amounts of equity in various types of property....
Can the bankruptcy trustee force me to sell a home that I inherited but is not in my name?
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Answered on October 21, 2020
I'm sorry about your father's passing. If he passed within 180 days of you filing your bankruptcy case, unfortunately any inheritance you are...
If Someone passes the means test in California, but have net disposable income income per month can someone still chapter 7 BK?
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Answered on September 27, 2020
Yes, it is possible to "pass" the means test and still have too much disposable income to do a Chapter 7 case. Whether you need to convert to...
How can an attorney sue me for a debt that is 13 years old?
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Answered on September 26, 2020
I agree with the other answers. Most likely you were sued many years ago and served by substitute service (e.g. publication in a newspaper) and...
How will severance pay affect my bankruptcy
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Answered on September 23, 2020
I don't know if it will affect your bankruptcy, but it definitely will be income included in the means test, assuming you receive it in the 6...
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Facing judgment of $32k (credit card debt) Just received a wage garnishment notice.. main concern though - are our IRAS safe?
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Answered on September 21, 2020
I never understand why bankruptcy is the "last resort" option for everyone. In general it is a superior option with less consequences to almost...
I have firsthand knowledge of my cousin declaring false bankruptcy.
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Answered on September 19, 2020
It is not clear from your facts whether your cousin has already filed bankruptcy or not. If she has, then her creditors have the ability to...
What should I do if creditor that wasn't listed on no asset case starts to garnish wages?
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Answered on September 18, 2020
If the debt which you reference is a dischargeable debt (i.e. it is not subject to one of the exceptions to discharge set forth in 11 USC 523),...
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