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I did not reaffirm my mortgage with BofA. I want my payments show in all three credit agencies. What can I do?
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Answered on May 06, 2013
This is becoming more and more of an issue these days as mortgage lenders refuse to report current payments post bankruptcy. The only thing you...
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I am filing bankruptcy in California. Do I list my wife's property as assets?
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Answered on April 29, 2013
If she owned the car outright before you got married, then it is her separate property and you do NOT need to list it if she is not filing...
Archived
California chapter 7 bankruptcy. Can I use the CA exemption system to protect my property out of state?
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Answered on April 29, 2013
As the others have pointed out, the answer is yes assuming you are otherwise eligible to use California's exemptions. The concept you are...
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How is a debt like a payday loan determined to have been entered into fraudulently, i.e., without intent to repay?
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Answered on April 24, 2013
If it has been more than 90 days since you took out the loans, the burden of proof is on the creditor to prove the fraud. Typically courts will...
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Do i need to sign amendment to a bankrupty petition if my attorney files it?
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Answered on April 24, 2013
I'm not completely clear on what you're asking. Are you saying that you are reluctant to sign the amendment because you have no idea whether your...
Archived
On what grounds can I ask the bankruptcy court to order the creditor to release the lien on my bank account?
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Answered on April 19, 2013
To my knowledge, at least here in California, creditors can't "freeze" a bank account. They can levy funds in the account on a given date, but I...
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Old debt
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Answered on April 14, 2013
The statute of limitations is, I believe, based on the contract with each credit card company. It should state in the cardholder agreement which...
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When is a good time to file bankruptcy if plaintiff wins a lawsuit against me to collect monies.
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Answered on April 11, 2013
You need to have a consultation with a bankruptcy attorney in your area. There are a multitude of factors that go into when and whether to file a...
Archived
Will the bank start foreclosure process from the beginning after chapter 13 has been discharged? I filed 3 years ago.
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Answered on April 08, 2013
Your facts are a bit confusing. If you had mortgage arrears when you filed your bankruptcy case, then presumably you included those arrears in...
Archived
Can I claim exempt on any portion of my tax refund money?
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Answered on April 03, 2013
As Ms. Gruber correctly points out, you need to be careful here. You definitely need a rental agreement, especially if it is with your parents. ...