Can a law office obtain a garnishment and take money from a bank account without notifying the debtor?
Mark's answer
|
Answered on June 10, 2015
This depends in part on the laws of your state, but assuming they obtained a judgment against you, then no further notice is required to collect...
Archived
I was discharged from a ch 7 in 2010. can i file a chapter 13 this year?
Mark's answer
|
Answered on June 07, 2015
Yes, and you can probably even receive a discharge of any new debts in the Chapter 13 since it has been more than 4 years since your prior case was...
Archived
Making a change after filing.
Mark's answer
|
Answered on May 28, 2015
I mostly agree with the other answers. You absolutely must amend your schedules to include the interest. Failure to do so is fraud.
As to...
Archived
I am a school teacher thinking about a chapter seven. I want to reduce my monthly average income and I also need to file
Mark's answer
|
Answered on May 25, 2015
The statement of current monthly income, which uses the 6-month average--and leads to the "means test" in certain cases--is only one of the tests...
Archived
I had a chapter 7 bankruptcy discharged in 2010. Can I apply for a chapter 13 bankruptcy now?
Mark's answer
|
Answered on May 15, 2015
You can file for Chapter 13 now. The more important question is whether you can receive a discharge in a Chapter 13 case filed now, and that...
Archived
Bankruptcy and food
Mark's answer
|
Answered on May 09, 2015
If you are asking whether you can take out a loan that you do not intend to repay, the answer is yes you can, but of course the creditor can object...
Can I keep my apartment if I file a chapter 13 Bankruptcy
Mark's answer
|
Answered on May 08, 2015
You can "keep" your apartment as long as you make the required monthly rent payments. It doesn't matter which chapter of bankruptcy you're filing....
Archived
Ch 7 Bankruptcy Discharged - Forgot to list creditor, and now they are denying me access to my Official School Transcripts.
Mark's answer
|
Answered on May 06, 2015
If your case was filed in Arizona, per In re Beezley 994 F.2d 1433 (9th Cir. 1993) and In re Nielsen 383 F.3d 922 (9th Cir. 2004), the debt was...
Selected as the best answer
Archived
List old negative accounts with zero balance in bankruptcy?
Mark's answer
|
Answered on May 03, 2015
You are required to list all your debts in any bankruptcy case. A credit report does not establish whether or not you owe a debt.
Archived
Chapter 7 in California
Mark's answer
|
Answered on May 02, 2015
I agree with the other responses, but just one correction, the current exemption amount is $13,675. This assumes, of course, that California's...