Chp13 BK post discharge - steps needed to avoid 2nd lien to property permanently, please advise CA attorneys

I don't know how they do it in Northern California, but down here in the Central District we have a special form that must be signed by the judge...

How can I get a lien removed if both the creditor and the law firm listed on the lien is no longer in business.

If you're trying to remove the lien in bankruptcy, you'll need to seek to reopen your case and then file a motion under 11 USC 522(f). Liens can...

Can you negotiate with your creditors to lower you balances, etc before you file bankruptcy?

You won't be penalized for doing so, but as the other response suggests, you're not really gaining anything by doing with one exception: Stalling...

7500-8000 in debt

First if you owe "8,000 grand", that means $8,000,000.00, which is pretty substantial and bankruptcy might very well be the way to go. If you only...

Are you talking about the tax refund in the year in which your case is filed, or tax refunds you receive for tax years after your case is filed? ...

How can I stop old tuition bill included in bankruptcy from offsetting state tax return?

To the best of my knowledge, if this is a debt owed to a non-governmental entity, the only way it can not be discharged is if you actually RECEIVED...

How to I find out if this was discharged or not?

I think you have an argument that--as to the college--this was not a loan and you did not receive any funds from them. As such, the debt would...

They filed for defaut already, does it still go to court or is it already settled?

As the others have pointed out, the initial default just cuts off your rights to file an Answer. The plaintiff still has to prove up their case in...

If chapter 7 doesnt apply to me, whats my best course of action to just get a fresh start and give just my primary home back?

It very well may be an option, but the analysis is far more complicated than can be done in a forum like this, or with the sparse facts you have...

Can I do a bankruptcy to get that removed from the abstract so I can sell my house

If this is a judicial lien, you can remove it in bankruptcy pursuant to 11 USC 522f if the lien impairs an exemption to which you are entitled on...