Archived
Does the "means test" mean they will consider all income for the past 6 months. do we have to wait 6 months to file
Mark's answer
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Answered on March 27, 2016
The means test uses gross income received in the 6 calendar months prior to filing your case. Whether you need to wait to file can only be...
Archived
What are the chances of the Trustee selling my home in a Chapter 7. I have about $115,000 in equity.
Mark's answer
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Answered on March 25, 2016
I completely agree with the other comments advising you to have a consultation with a bankruptcy attorney.
But just to give you some...
Archived
How would him filing for bankruptcy effect The court order against him? How do you make a motion? How would that help me?
Mark's answer
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Answered on March 25, 2016
When you say he is in the process of filing for Chapter 7, do you mean he has already filed, or he is thinking about filing?
You make a motion...
Archived
Where do I go from here considering the fact that the bank holding my mortgage has filed bankruptcy on my behalf on my credit?
Mark's answer
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Answered on March 25, 2016
When you say that the bank filed bankruptcy "on my behalf", do you mean that they commenced an involuntary bankruptcy case against you in your...
Archived
During a BK 7, can I discuss reaffirmation agreement and terms with the company even tho I have an attorney?
Mark's answer
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Answered on March 24, 2016
They are allowed to talk with you directly. They just cannot try to collect on a debt. This has nothing to do with you having an attorney. ...
100% repayment plan Chapter 13, what happens if some of my creditors do not meet the proof of claim deadline?
Mark's answer
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Answered on March 24, 2016
This is one of the big reasons to file a Chapter 13 case. Because creditors are required to file proofs of claim in order to share in the...
In a chapter 7, if the Trustee states that my car is Exempt, should I keep making my car payments?
Mark's answer
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Answered on March 24, 2016
As the others have pointed out, the Trustee not taking an interest in your vehicle has nothing to do with your obligation to make the required...
Archived
Tarris Rodgers is my name filed case against wife last November 2015 dismissed thecase she filed bankruptcy February 2016
Mark's answer
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Answered on March 21, 2016
This depends in part on what the basis of your suit against her was/is for. Is this regarding a divorce proceeding for support or alimony...
Archived
Can/will the bank take my home if I make monthly payments during Bankruptcy without reaffirming?
Mark's answer
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Answered on March 20, 2016
You do not need to reaffirm a mortgage debt in order to prevent foreclosure. Your mortgage holder cannot foreclose if you are current with your...
Archived
I filed bankruptcy in 2015 and I have a question regarding IRS form 982.
Mark's answer
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Answered on March 20, 2016
You need a tax professional to advise you on this. As far as how much debt was discharged, that is something your (a) bankruptcy attorney can...