Will I get out of Chapter 13 early?

Yep, it should. Have your attorney ask the Trustee for a payoff amount as you get closer and you can pay it off early. You've found one of the...

How many years do you have to wait to file again and can I file the other chapter.

See https://www.bklaw.com/bankruptcy-blog/2012/11/time-between-filing-bankruptcy/

There is no reason to reaffirm a mortgage loan in California. It is simply not required. But it certainly doesn't alter how title to the property...

Am I responsible for either of these debts post discharged bankruptcy?

The tuition debt was most likely discharged since it was not a loan. If the school is still trying to collect from you, then you need to hire a...

Can I still file bankruptcy since they have gone thru the collections and court?

Yes. See my article at https://www.bklaw.com/bankruptcy-blog/2014/04/can-i-file-bankruptcy-after-lawsuit/ for more information.

Is there a way I can file bankruptcy on this or can I have it to where they just garnish my wages until the debt is satisfied?

If the debt owed to your ex wife is in the nature of support, then it is not dischargeable in bankruptcy. If it is part of the property division...

My questions is, if she were to file chapter 7, personal BK, could she keep her car and have remaining debt of $15,800 relieved?

Your facts are unclear. What is the $15,800 she wants relieved? Is that unsecured debt, or is that the debt she owes to the lienholder on her...

Can you include student loans in a ch#7? If the bankruptcy was already filed and discharged can it be opened back up?

You are mixing up several concepts here. First, you must INCLUDE all your assets and all your debts in any bankruptcy case. So if you did not...

Can I file bankruptcy on my own without my husband? Do I need to provide proof of separation?

You can file bankruptcy on your own regardless of whether you are separated or not. The issue becomes what information (e.g. income, expenses,...

Are school debts (tuitions) dischargeable in ch 7 bankrucpty?

Have the "student account office" provide you the legal authority for their opinion that tuition that is owed is the same thing as a loan. I'd be...